/* ===================================
   Credion Trust Capital Bank - Styles
   =================================== */

/* CSS Variables */
:root {
  /* Colors - Blue banking theme */
  --color-primary: #0056b3;
  --color-primary-dark: #003d82;
  --color-primary-light: #1a73e8;
  --color-accent: #00a0dc;
  --color-text: #333333;
  --color-text-light: #666666;
  --color-text-inverse: #ffffff;
  --color-bg: #ffffff;
  --color-bg-light: #f5f7fa;
  --color-bg-dark: #0a1628;
  --color-border: #e0e0e0;
  --color-success: #10b981;

  /* Typography */
  --font-heading: "Poppins", sans-serif;
  --font-body: "Open Sans", sans-serif;
  --font-size-sm: 0.875rem;
  --font-size-base: 1rem;
  --font-size-lg: 1.125rem;
  --font-size-xl: 1.25rem;
  --font-size-2xl: 1.5rem;
  --font-size-3xl: 2rem;
  --font-size-4xl: 2.5rem;
  --font-size-5xl: 3.5rem;

  /* Spacing */
  --spacing-xs: 0.25rem;
  --spacing-sm: 0.5rem;
  --spacing-md: 1rem;
  --spacing-lg: 1.5rem;
  --spacing-xl: 2rem;
  --spacing-2xl: 3rem;
  --spacing-3xl: 4rem;

  /* Layout */
  --container-max: 1200px;
  --header-height: 80px;
  --border-radius: 8px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --transition: 0.3s ease;
}

/* Reset & Base */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-body);
  font-size: var(--font-size-base);
  line-height: 1.6;
  color: var(--color-text);
  background-color: var(--color-bg);
  overflow-x: hidden;
}

h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

ul {
  list-style: none;
}

/* Skip Link */
.skip-link {
  position: absolute;
  left: -9999px;
  z-index: 9999;
  padding: var(--spacing-sm) var(--spacing-md);
  background: var(--color-primary);
  color: white;
}

.skip-link:focus {
  left: var(--spacing-md);
  top: var(--spacing-md);
}

/* Container */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.container-narrow {
  max-width: 800px;
}

/* Section */
.section {
  padding: var(--spacing-2xl) 0;
}

@media (min-width: 768px) {
  .section {
    padding: var(--spacing-3xl) 0;
  }
}

/* Section Header */
.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto var(--spacing-xl);
}

.section-title {
  font-size: var(--font-size-2xl);
  font-weight: 700;
  font-style: italic;
  margin-bottom: var(--spacing-sm);
}

@media (min-width: 768px) {
  .section-title {
    font-size: var(--font-size-3xl);
  }
}

.section-desc {
  font-size: var(--font-size-base);
  color: var(--color-text-light);
  line-height: 1.7;
}

.section-header-light .section-title,
.section-title-light {
  color: var(--color-text-inverse);
}

.section-header-light .section-desc,
.section-desc-light {
  color: rgba(255, 255, 255, 0.85);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--spacing-sm);
  padding: 0.75rem 1.5rem;
  font-family: var(--font-heading);
  font-size: var(--font-size-sm);
  font-weight: 600;
  border-radius: var(--border-radius);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all 0.3s ease;
}

.btn-sm {
  padding: 0.5rem 1rem;
  font-size: 0.8rem;
}

.btn-lg {
  padding: 1rem 2rem;
  font-size: var(--font-size-base);
}

.btn-primary {
  background: var(--color-primary-light);
  color: white;
  border-color: var(--color-primary-light);
}

.btn-primary:hover {
  background: var(--color-primary);
  border-color: var(--color-primary);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 86, 179, 0.3);
}

.btn-outline-light {
  background: transparent;
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.btn-outline-light:hover {
  background: var(--color-primary);
  color: white;
  transform: translateY(-2px);
}

.btn-outline-white {
  background: transparent;
  color: white;
  border-color: white;
}

.btn-outline-white:hover {
  background: white;
  color: var(--color-primary);
  transform: translateY(-2px);
}

.btn-full {
  width: 100%;
}

.btn svg {
  width: 18px;
  height: 18px;
}

/* ===================================
   ANIMATIONS
   =================================== */

/* Keyframe Animations */
@keyframes fadeIn {
  from {
    opacity: 0;
  }
  to {
    opacity: 1;
  }
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeInRight {
  from {
    opacity: 0;
    transform: translateX(30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeInLeft {
  from {
    opacity: 0;
    transform: translateX(-30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes float {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

@keyframes floatDelayed {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-15px);
  }
}

@keyframes floatSlow {
  0%,
  100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}

@keyframes pulse {
  0%,
  100% {
    opacity: 1;
  }
  50% {
    opacity: 0.7;
  }
}

@keyframes bounce {
  0%,
  20%,
  50%,
  80%,
  100% {
    transform: translateY(0);
  }
  40% {
    transform: translateY(-10px);
  }
  60% {
    transform: translateY(-5px);
  }
}

@keyframes shimmer {
  0% {
    background-position: -200% 0;
  }
  100% {
    background-position: 200% 0;
  }
}

@keyframes orbMove1 {
  0%,
  100% {
    transform: translate(0, 0) scale(1);
  }
  25% {
    transform: translate(50px, -30px) scale(1.1);
  }
  50% {
    transform: translate(100px, 20px) scale(0.9);
  }
  75% {
    transform: translate(30px, 50px) scale(1.05);
  }
}

@keyframes orbMove2 {
  0%,
  100% {
    transform: translate(0, 0) scale(1);
  }
  25% {
    transform: translate(-40px, 40px) scale(1.15);
  }
  50% {
    transform: translate(-80px, -20px) scale(0.85);
  }
  75% {
    transform: translate(-20px, -40px) scale(1.1);
  }
}

@keyframes orbMove3 {
  0%,
  100% {
    transform: translate(0, 0) scale(1);
  }
  33% {
    transform: translate(60px, 60px) scale(1.2);
  }
  66% {
    transform: translate(-30px, 30px) scale(0.9);
  }
}

/* Animation Classes */
.animate-fadeIn {
  animation: fadeIn 0.8s ease forwards;
}

.animate-fadeInUp {
  animation: fadeInUp 0.8s ease forwards;
}

.animate-fadeInRight {
  animation: fadeInRight 0.8s ease forwards;
}

.animate-fadeInLeft {
  animation: fadeInLeft 0.8s ease forwards;
}

.animate-float {
  animation: float 3s ease-in-out infinite;
}

.animate-float-delayed {
  animation: floatDelayed 4s ease-in-out infinite;
  animation-delay: 0.5s;
}

.animate-float-slow {
  animation: floatSlow 5s ease-in-out infinite;
  animation-delay: 1s;
}

.animate-bounce {
  animation: bounce 2s ease infinite;
}

.animate-pulse {
  animation: pulse 2s ease-in-out infinite;
}

/* Scroll Animation */
.animate-on-scroll {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.animated {
  opacity: 1;
  transform: translateY(0);
}

/* Staggered animations for grids */
.animate-on-scroll:nth-child(1) {
  transition-delay: 0.1s;
}
.animate-on-scroll:nth-child(2) {
  transition-delay: 0.2s;
}
.animate-on-scroll:nth-child(3) {
  transition-delay: 0.3s;
}
.animate-on-scroll:nth-child(4) {
  transition-delay: 0.4s;
}
.animate-on-scroll:nth-child(5) {
  transition-delay: 0.5s;
}
.animate-on-scroll:nth-child(6) {
  transition-delay: 0.6s;
}

/* ===================================
   HEADER
   =================================== */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--color-primary-dark);
  height: var(--header-height);
  transition: all 0.3s ease;
}

.header.scrolled {
  background: rgba(0, 61, 130, 0.95);
  backdrop-filter: blur(10px);
  box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
  gap: var(--spacing-md);
}

/* Logo */
.logo {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  color: white;
}

/* Updated logo image styles to ensure visibility */
.logo-img {
  height: 50px;
  width: auto;
  max-width: 180px;
  filter: brightness(1.1) contrast(1.1);
  transition: transform 0.3s ease;
  display: block;
}

.logo:hover .logo-img {
  transform: scale(1.05);
}

/* Hide SVG icon and text wrapper since we're using image */
.logo-icon {
  display: none;
}

.logo-text-wrapper {
  display: none;
}

/* Navigation Toggle */
.nav-toggle {
  display: flex;
  flex-direction: column;
  gap: 5px;
  padding: var(--spacing-sm);
  background: none;
  border: none;
  cursor: pointer;
}

.hamburger,
.hamburger::before,
.hamburger::after {
  display: block;
  width: 24px;
  height: 2px;
  background: white;
  transition: var(--transition);
}

.hamburger {
  position: relative;
}

.hamburger::before,
.hamburger::after {
  content: "";
  position: absolute;
  left: 0;
}

.hamburger::before {
  top: -7px;
}

.hamburger::after {
  top: 7px;
}

.nav-toggle[aria-expanded="true"] .hamburger {
  background: transparent;
}

.nav-toggle[aria-expanded="true"] .hamburger::before {
  top: 0;
  transform: rotate(45deg);
}

.nav-toggle[aria-expanded="true"] .hamburger::after {
  top: 0;
  transform: rotate(-45deg);
}

/* Main Navigation */
.main-nav {
  display: none;
  position: absolute;
  top: var(--header-height);
  left: 0;
  right: 0;
  background: var(--color-primary-dark);
  padding: var(--spacing-md);
}

.main-nav.active {
  display: block;
}

.nav-list {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.nav-link {
  display: block;
  padding: var(--spacing-sm) var(--spacing-md);
  color: white;
  font-weight: 500;
  transition: var(--transition);
  position: relative;
}

.nav-link::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: var(--spacing-md);
  width: 0;
  height: 2px;
  background: var(--color-accent);
  transition: width 0.3s ease;
}

.nav-link:hover::after,
.nav-link.active::after {
  width: calc(100% - 2 * var(--spacing-md));
}

.nav-link:hover,
.nav-link.active {
  color: var(--color-accent);
}

/* Header CTAs */
.header-ctas {
  display: none;
  gap: var(--spacing-sm);
}

/* Added mobile nav CTA buttons styles */
.mobile-nav-ctas {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
  margin-top: var(--spacing-lg);
  padding-top: var(--spacing-lg);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

@media (min-width: 992px) {
  .mobile-nav-ctas {
    display: none;
  }

  .nav-toggle {
    display: none;
  }

  .main-nav {
    display: block;
    position: static;
    background: none;
    padding: 0;
  }

  .nav-list {
    flex-direction: row;
    gap: var(--spacing-lg);
  }

  .header-ctas {
    display: flex;
  }
}

/* ===================================
   ADVANCED HERO SECTION
   =================================== */
.hero-advanced {
  position: relative;
  min-height: 100vh;
  padding-top: calc(var(--header-height) + 60px);
  padding-bottom: 60px;
  background: linear-gradient(135deg, var(--color-primary-dark) 0%, #001a3a 50%, #00264d 100%);
  overflow: hidden;
  display: flex;
  align-items: center;
}

/* Background pattern */
.hero-bg-pattern {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background-image: radial-gradient(circle at 20% 80%, rgba(0, 160, 220, 0.1) 0%, transparent 50%),
    radial-gradient(circle at 80% 20%, rgba(26, 115, 232, 0.1) 0%, transparent 50%);
  opacity: 0.8;
}

/* Animated gradient orbs */
.hero-gradient-orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  opacity: 0.4;
}

.hero-orb-1 {
  width: 400px;
  height: 400px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-accent));
  top: 10%;
  right: 10%;
  animation: orbMove1 20s ease-in-out infinite;
}

.hero-orb-2 {
  width: 300px;
  height: 300px;
  background: linear-gradient(135deg, #00a0dc, #0056b3);
  bottom: 20%;
  left: 5%;
  animation: orbMove2 25s ease-in-out infinite;
}

.hero-orb-3 {
  width: 250px;
  height: 250px;
  background: linear-gradient(135deg, #1a73e8, #003d82);
  top: 50%;
  left: 40%;
  animation: orbMove3 18s ease-in-out infinite;
}

.hero-advanced-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
  position: relative;
  z-index: 1;
}

@media (min-width: 992px) {
  .hero-advanced-grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-3xl);
  }
}

/* Hero Content */
.hero-advanced-content {
  color: white;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--spacing-sm);
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 8px 16px;
  border-radius: 50px;
  font-size: var(--font-size-sm);
  margin-bottom: var(--spacing-lg);
}

.badge-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 20px;
  height: 20px;
  color: var(--color-success);
}

.badge-icon svg {
  width: 100%;
  height: 100%;
}

.hero-advanced-title {
  font-size: var(--font-size-3xl);
  font-weight: 800;
  line-height: 1.1;
  margin-bottom: var(--spacing-lg);
}

@media (min-width: 768px) {
  .hero-advanced-title {
    font-size: var(--font-size-4xl);
  }
}

@media (min-width: 992px) {
  .hero-advanced-title {
    font-size: var(--font-size-5xl);
  }
}

.title-line {
  display: block;
}

.title-highlight {
  background: linear-gradient(90deg, var(--color-accent), #4fc3f7);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-advanced-desc {
  font-size: var(--font-size-lg);
  line-height: 1.7;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--spacing-xl);
  max-width: 500px;
}

.hero-features-row {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-xl);
}

@media (min-width: 576px) {
  .hero-features-row {
    flex-direction: row;
    flex-wrap: wrap;
  }
}

.hero-feature-item {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.9);
}

.hero-feature-item svg {
  width: 18px;
  height: 18px;
  color: var(--color-success);
  flex-shrink: 0;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-2xl);
}

.hero-trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: var(--spacing-xl);
  padding-top: var(--spacing-xl);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.trust-item {
  display: flex;
  flex-direction: column;
}

.trust-number {
  font-family: var(--font-heading);
  font-size: var(--font-size-2xl);
  font-weight: 700;
  color: white;
}

.trust-label {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.7);
}

.trust-divider {
  width: 1px;
  height: 40px;
  background: rgba(255, 255, 255, 0.2);
  display: none;
}

@media (min-width: 576px) {
  .trust-divider {
    display: block;
  }
}

/* Hero Visual */
.hero-advanced-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 400px;
}

.hero-card-stack {
  position: relative;
  width: 100%;
  max-width: 400px;
}

/* Added hero image wrapper styles for the new image-based hero */
.hero-image-wrapper {
  position: relative;
  width: 100%;
  max-width: 500px;
}

.hero-main-image {
  width: 100%;
  height: auto;
  border-radius: 20px;
  box-shadow: 0 30px 60px rgba(0, 0, 0, 0.3);
  object-fit: cover;
}

/* Bank Card */
.hero-bank-card {
  position: relative;
  background: linear-gradient(135deg, #1a1a2e 0%, #16213e 50%, #0f3460 100%);
  border-radius: 16px;
  padding: 30px;
  aspect-ratio: 1.6 / 1;
  box-shadow: 0 25px 50px rgba(0, 0, 0, 0.3);
  overflow: hidden;
}

.hero-bank-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: linear-gradient(135deg, transparent 40%, rgba(255, 255, 255, 0.05) 100%);
  pointer-events: none;
}

.bank-card-chip {
  width: 45px;
  height: 35px;
  background: linear-gradient(135deg, #d4af37, #f4d03f);
  border-radius: 6px;
  margin-bottom: 30px;
  position: relative;
}

.bank-card-chip::after {
  content: "";
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 30px;
  height: 20px;
  border: 2px solid rgba(0, 0, 0, 0.2);
  border-radius: 3px;
}

.bank-card-logo {
  font-family: var(--font-heading);
  font-size: var(--font-size-lg);
  font-weight: 700;
  color: white;
  letter-spacing: 2px;
  margin-bottom: 20px;
}

.bank-card-number {
  font-family: "Courier New", monospace;
  font-size: var(--font-size-xl);
  color: white;
  letter-spacing: 3px;
  margin-bottom: 20px;
}

.bank-card-footer {
  display: flex;
  justify-content: space-between;
}

.card-holder,
.card-expiry {
  display: flex;
  flex-direction: column;
}

.card-label {
  font-size: 10px;
  color: rgba(255, 255, 255, 0.5);
  text-transform: uppercase;
  margin-bottom: 4px;
}

.card-value {
  font-family: var(--font-heading);
  font-size: var(--font-size-sm);
  color: white;
  letter-spacing: 1px;
}

/* Floating Cards */
.hero-floating-card {
  position: absolute;
  background: white;
  border-radius: 12px;
  padding: 16px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.15);
  z-index: 10;
}

.card-balance {
  top: -20px;
  right: -30px;
}

.card-transfer {
  bottom: 60px;
  left: -40px;
}

.card-secure {
  bottom: -30px;
  right: 20px;
}

@media (max-width: 576px) {
  .card-balance {
    top: -10px;
    right: 0;
  }

  .card-transfer {
    bottom: 80px;
    left: -10px;
  }

  .card-secure {
    bottom: -20px;
    right: 0;
  }
}

.floating-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--color-bg-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
}

.floating-icon svg {
  width: 20px;
  height: 20px;
}

.floating-icon.success {
  background: rgba(16, 185, 129, 0.1);
  color: var(--color-success);
}

.floating-icon.secure {
  background: rgba(0, 86, 179, 0.1);
  color: var(--color-primary);
}

.floating-content {
  display: flex;
  flex-direction: column;
}

.floating-label {
  font-size: 11px;
  color: var(--color-text-light);
}

.floating-value {
  font-family: var(--font-heading);
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-text);
}

/* Scroll Indicator */
.scroll-indicator {
  position: absolute;
  bottom: 30px;
  left: 50%;
  transform: translateX(-50%);
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255, 255, 255, 0.5);
  cursor: pointer;
}

.scroll-indicator svg {
  width: 24px;
  height: 24px;
}

/* ===================================
   WHY US SECTION
   =================================== */
.why-us {
  background: var(--color-bg-light);
}

.why-us-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 576px) {
  .why-us-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .why-us-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.why-card {
  background: white;
  border-radius: var(--border-radius);
  padding: var(--spacing-xl);
  text-align: center;
  transition: all 0.3s ease;
  border: 1px solid var(--color-border);
}

.why-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 86, 179, 0.1);
  border-color: var(--color-primary-light);
}

.why-card-icon {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
  color: white;
  transition: transform 0.3s ease;
}

.why-card:hover .why-card-icon {
  transform: scale(1.1);
}

.why-card-icon svg {
  width: 32px;
  height: 32px;
}

.why-card-title {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-bottom: var(--spacing-sm);
}

.why-card-desc {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.6;
}

/* ===================================
   ABOUT US SECTION
   =================================== */
.about-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

@media (min-width: 992px) {
  .about-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.about-image {
  position: relative;
}

.about-image img {
  border-radius: var(--radius-lg);
  width: 100%;
  height: auto;
  object-fit: cover;
}

.about-experience {
  position: absolute;
  bottom: -20px;
  right: 20px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  color: white;
  padding: var(--spacing-lg);
  border-radius: var(--radius-md);
  text-align: center;
  box-shadow: 0 10px 30px rgba(0, 86, 179, 0.3);
}

.experience-number {
  display: block;
  font-family: var(--font-heading);
  font-size: var(--font-size-3xl);
  font-weight: 700;
}

.experience-text {
  font-size: var(--font-size-sm);
  opacity: 0.9;
}

.about-content .section-title {
  text-align: left;
}

.about-lead {
  font-size: var(--font-size-lg);
  font-weight: 600;
  color: var(--color-text);
  margin-bottom: var(--spacing-md);
}

.about-desc {
  color: var(--color-text-light);
  margin-bottom: var(--spacing-xl);
  line-height: 1.7;
}

.about-features {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-xl);
}

.about-feature {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-md);
}

.about-feature-icon {
  width: 50px;
  height: 50px;
  background: var(--color-bg-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--color-primary);
  transition: all 0.3s ease;
}

.about-feature:hover .about-feature-icon {
  background: var(--color-primary);
  color: white;
}

.about-feature-icon svg {
  width: 24px;
  height: 24px;
}

.about-feature-text h4 {
  font-size: var(--font-size-base);
  font-weight: 600;
  margin-bottom: 4px;
}

.about-feature-text p {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
}

/* ===================================
   JOURNEY SECTION
   =================================== */
.journey {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
}

.journey-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--spacing-lg);
}

@media (min-width: 768px) {
  .journey-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.journey-card {
  text-align: center;
  padding: var(--spacing-lg);
  background: rgba(255, 255, 255, 0.1);
  border-radius: var(--border-radius);
  backdrop-filter: blur(10px);
  transition: all 0.3s ease;
}

.journey-card:hover {
  background: rgba(255, 255, 255, 0.15);
  transform: translateY(-5px);
}

.journey-icon {
  width: 60px;
  height: 60px;
  background: rgba(255, 255, 255, 0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
  color: white;
}

.journey-icon svg {
  width: 28px;
  height: 28px;
}

.journey-number {
  display: block;
  font-family: var(--font-heading);
  font-size: var(--font-size-3xl);
  font-weight: 700;
  color: white;
  margin-bottom: var(--spacing-xs);
}

.journey-label {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.8);
}

/* ===================================
   SERVICES SECTION
   =================================== */
.services-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 576px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .services-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.service-card {
  background: white;
  border-radius: var(--border-radius);
  padding: var(--spacing-xl);
  text-align: center;
  border: 1px solid var(--color-border);
  transition: all 0.3s ease;
}

.service-card:hover {
  border-color: var(--color-primary-light);
  box-shadow: 0 10px 30px rgba(0, 86, 179, 0.1);
  transform: translateY(-5px);
}

.service-icon {
  width: 70px;
  height: 70px;
  background: var(--color-bg-light);
  border-radius: var(--border-radius);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
  color: var(--color-primary);
  transition: all 0.3s ease;
}

.service-card:hover .service-icon {
  background: var(--color-primary);
  color: white;
}

.service-icon svg {
  width: 32px;
  height: 32px;
}

.service-title {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-bottom: var(--spacing-sm);
}

.service-desc {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  margin-bottom: var(--spacing-md);
  line-height: 1.6;
}

.service-link {
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-primary);
  transition: color 0.3s ease;
}

.service-link:hover {
  color: var(--color-primary-dark);
}

/* ===================================
   SAVE & EARN SECTION
   =================================== */
.save-earn {
  position: relative;
  background: linear-gradient(135deg, #f7faff 0%, #eef4ff 100%);
  overflow: hidden;
}

.save-earn-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
  position: relative;
  z-index: 1;
}

@media (min-width: 992px) {
  .save-earn-grid {
    grid-template-columns: minmax(0, 1fr) minmax(0, 1.1fr);
  }
}

.save-earn-glow {
  position: absolute;
  width: 280px;
  height: 280px;
  border-radius: 50%;
  filter: blur(60px);
  opacity: 0.45;
  background: rgba(0, 86, 179, 0.25);
  pointer-events: none;
}

.save-earn-glow-1 {
  top: -80px;
  right: -60px;
}

.save-earn-glow-2 {
  bottom: -100px;
  left: -80px;
  background: rgba(0, 160, 220, 0.3);
}

.save-earn-info {
  position: relative;
  z-index: 1;
}

.save-earn-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: var(--font-size-sm);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-primary);
  background: rgba(0, 86, 179, 0.1);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: var(--spacing-md);
}

.save-earn-desc {
  font-size: var(--font-size-lg);
  color: var(--color-text-light);
  margin-bottom: var(--spacing-lg);
}

.save-earn-points {
  display: grid;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-xl);
}

.save-earn-points li {
  position: relative;
  padding-left: 26px;
  color: var(--color-text);
  font-size: var(--font-size-sm);
}

.save-earn-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  box-shadow: 0 0 0 4px rgba(0, 86, 179, 0.12);
}

.save-earn-cards {
  display: grid;
  gap: var(--spacing-lg);
  position: relative;
  z-index: 1;
}

.save-earn-card {
  background: white;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(0, 86, 179, 0.12);
  padding: var(--spacing-lg);
  box-shadow: 0 20px 40px rgba(0, 86, 179, 0.08);
  position: relative;
  overflow: hidden;
}

.save-earn-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  height: 4px;
  width: 100%;
  background: linear-gradient(90deg, var(--color-primary-light), var(--color-accent));
}

.save-earn-card-header {
  display: flex;
  align-items: center;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-md);
}

.save-earn-card-icon {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: rgba(0, 86, 179, 0.1);
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: center;
}

.save-earn-card-icon svg {
  width: 22px;
  height: 22px;
}

.save-earn-card-title {
  font-size: var(--font-size-lg);
  font-weight: 600;
}

.save-earn-card-rate {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  margin-top: 2px;
}

.save-earn-card-list {
  display: grid;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-md);
}

.save-earn-card-list li {
  position: relative;
  padding-left: 24px;
  font-size: var(--font-size-sm);
  color: var(--color-text);
}

.save-earn-card-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: var(--color-success);
}

.save-earn-card-link {
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: var(--color-primary);
}

.save-earn-card-link:hover {
  color: var(--color-primary-dark);
}

/* ===================================
   FAQ SECTION
   =================================== */
.faq {
  background: var(--color-bg-light);
}

.faq-list {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.faq-item {
  background: white;
  border-radius: var(--border-radius);
  border: 1px solid var(--color-border);
  overflow: hidden;
  transition: all 0.3s ease;
}

.faq-item:hover {
  border-color: var(--color-primary-light);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--spacing-lg);
  background: none;
  border: none;
  font-family: var(--font-heading);
  font-size: var(--font-size-base);
  font-weight: 600;
  text-align: left;
  cursor: pointer;
  color: var(--color-text);
  transition: color 0.3s ease;
}

.faq-question:hover {
  color: var(--color-primary);
}

.faq-icon {
  width: 20px;
  height: 20px;
  color: var(--color-primary);
  transition: transform 0.3s ease;
  flex-shrink: 0;
}

.faq-question[aria-expanded="true"] .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  padding: 0 var(--spacing-lg) var(--spacing-lg);
}

.faq-answer p {
  color: var(--color-text-light);
  line-height: 1.7;
}

/* ===================================
   TRUST SECTION
   =================================== */
.trust-section {
  background: white;
}

.trust-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-2xl);
}

@media (min-width: 576px) {
  .trust-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .trust-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.trust-card {
  text-align: center;
  padding: var(--spacing-xl);
  background: var(--color-bg-light);
  border-radius: var(--border-radius);
  transition: all 0.3s ease;
}

.trust-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 86, 179, 0.1);
}

.trust-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
  color: white;
}

.trust-icon svg {
  width: 28px;
  height: 28px;
}

.trust-card h3 {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-bottom: var(--spacing-sm);
}

.trust-card p {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.6;
}

.trust-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: var(--spacing-lg);
}

.trust-badge {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  padding: var(--spacing-sm) var(--spacing-md);
  background: var(--color-bg-light);
  border-radius: 50px;
  font-size: var(--font-size-sm);
  font-weight: 500;
  color: var(--color-text);
  transition: all 0.3s ease;
}

.trust-badge:hover {
  background: var(--color-primary);
  color: white;
}

.trust-badge svg {
  width: 18px;
  height: 18px;
}

/* ===================================
   BANKING SOLUTIONS SECTION
   =================================== */
.banking-solutions {
  background: var(--color-bg-light);
}

.banking-solutions-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

@media (min-width: 992px) {
  .banking-solutions-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.banking-solutions-content .section-title {
  text-align: left;
}

.banking-lead {
  font-size: var(--font-size-lg);
  color: var(--color-text-light);
  margin-bottom: var(--spacing-xl);
  line-height: 1.7;
}

.banking-features {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-xl);
}

.banking-feature {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-md);
}

.banking-feature-icon {
  width: 50px;
  height: 50px;
  background: white;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--color-primary);
  box-shadow: 0 4px 15px rgba(0, 86, 179, 0.1);
  transition: all 0.3s ease;
}

.banking-feature:hover .banking-feature-icon {
  background: var(--color-primary);
  color: white;
}

.banking-feature-icon svg {
  width: 24px;
  height: 24px;
}

.banking-feature-text h4 {
  font-size: var(--font-size-base);
  font-weight: 600;
  margin-bottom: 4px;
}

.banking-feature-text p {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.6;
}

.banking-solutions-image {
  position: relative;
}

.banking-solutions-image img {
  border-radius: var(--radius-lg);
  width: 100%;
  height: auto;
  object-fit: cover;
}

.banking-stats {
  position: absolute;
  bottom: -20px;
  left: 20px;
  right: 20px;
  background: white;
  border-radius: var(--radius-md);
  padding: var(--spacing-lg);
  display: flex;
  justify-content: space-around;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
}

.banking-stat {
  text-align: center;
}

.stat-number {
  display: block;
  font-family: var(--font-heading);
  font-size: var(--font-size-2xl);
  font-weight: 700;
  color: var(--color-primary);
}

.stat-label {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
}

/* ===================================
   FINANCIAL PRODUCTS SECTION
   =================================== */
.financial-products {
  background: white;
}

.products-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 768px) {
  .products-grid {
    grid-template-columns: repeat(3, 1fr);
  }
}

.product-card {
  background: var(--color-bg-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-xl);
  transition: all 0.3s ease;
  border: 1px solid transparent;
}

.product-card:hover {
  background: white;
  border-color: var(--color-primary-light);
  box-shadow: 0 15px 40px rgba(0, 86, 179, 0.1);
  transform: translateY(-5px);
}

.product-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--spacing-md);
  color: white;
}

.product-icon svg {
  width: 28px;
  height: 28px;
}

.product-card h3 {
  font-size: var(--font-size-xl);
  font-weight: 600;
  margin-bottom: var(--spacing-sm);
}

.product-card p {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.6;
  margin-bottom: var(--spacing-md);
}

.product-features {
  list-style: none;
}

.product-features li {
  position: relative;
  padding-left: 20px;
  font-size: var(--font-size-sm);
  color: var(--color-text);
  margin-bottom: 8px;
}

.product-features li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--color-success);
  font-weight: bold;
}

/* ===================================
   DIGITAL BANKING SECTION
   =================================== */
.digital-banking {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  color: white;
}

.digital-banking-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
  align-items: center;
}

@media (min-width: 992px) {
  .digital-banking-grid {
    grid-template-columns: 1fr 1fr;
  }
}

/* Phone Mockup */
.phone-mockup {
  position: relative;
  max-width: 280px;
  margin: 0 auto;
}

.phone-screen {
  background: white;
  border-radius: 30px;
  padding: 20px;
  color: var(--color-text);
  box-shadow: 0 30px 60px rgba(0, 0, 0, 0.3);
}

.app-header {
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  border-radius: 20px;
  padding: 20px;
  color: white;
  margin-bottom: 20px;
}

.app-greeting {
  display: block;
  font-size: var(--font-size-sm);
  opacity: 0.9;
  margin-bottom: 8px;
}

.app-balance-label {
  display: block;
  font-size: 11px;
  opacity: 0.8;
}

.app-balance {
  display: block;
  font-family: var(--font-heading);
  font-size: var(--font-size-2xl);
  font-weight: 700;
}

.app-actions {
  display: flex;
  justify-content: space-between;
  margin-bottom: 20px;
}

.app-action {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}

.action-icon {
  width: 45px;
  height: 45px;
  background: var(--color-bg-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
}

.action-icon svg {
  width: 20px;
  height: 20px;
}

.app-action span {
  font-size: 11px;
  color: var(--color-text-light);
}

.app-transactions {
  background: var(--color-bg-light);
  border-radius: 15px;
  padding: 15px;
}

.transactions-title {
  display: block;
  font-size: var(--font-size-sm);
  font-weight: 600;
  margin-bottom: 12px;
}

.transaction-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--color-border);
}

.transaction-item:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.transaction-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.transaction-icon.grocery {
  background: rgba(239, 68, 68, 0.1);
  color: #ef4444;
}

.transaction-icon.salary {
  background: rgba(16, 185, 129, 0.1);
  color: var(--color-success);
}

.transaction-icon svg {
  width: 16px;
  height: 16px;
}

.transaction-info {
  flex: 1;
}

.transaction-name {
  display: block;
  font-size: var(--font-size-sm);
  font-weight: 500;
}

.transaction-date {
  display: block;
  font-size: 11px;
  color: var(--color-text-light);
}

.transaction-amount {
  font-family: var(--font-heading);
  font-size: var(--font-size-sm);
  font-weight: 600;
}

.transaction-amount.negative {
  color: #ef4444;
}

.transaction-amount.positive {
  color: var(--color-success);
}

/* Digital Banking Content */
.digital-banking-content .section-title {
  text-align: left;
  color: white;
}

.digital-lead {
  font-size: var(--font-size-lg);
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--spacing-xl);
  line-height: 1.7;
}

.digital-features {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-xl);
}

.digital-feature {
  display: flex;
  align-items: center;
  gap: var(--spacing-md);
}

.digital-check {
  width: 24px;
  height: 24px;
  background: rgba(16, 185, 129, 0.2);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-success);
  flex-shrink: 0;
}

.digital-check svg {
  width: 14px;
  height: 14px;
}

.digital-feature span {
  font-size: var(--font-size-base);
  color: rgba(255, 255, 255, 0.9);
}

.app-download-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: var(--spacing-md);
}

.app-store-btn {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  background: rgba(255, 255, 255, 0.1);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 12px 20px;
  border-radius: var(--border-radius);
  color: white;
  transition: all 0.3s ease;
}

.app-store-btn:hover {
  background: white;
  color: var(--color-primary);
}

.app-store-btn svg {
  width: 24px;
  height: 24px;
}

.store-text {
  display: flex;
  flex-direction: column;
}

.store-label {
  font-size: 10px;
  opacity: 0.8;
}

.store-name {
  font-family: var(--font-heading);
  font-size: var(--font-size-sm);
  font-weight: 600;
}

/* ===================================
   TRUSTPILOT TESTIMONIALS
   =================================== */
.testimonials {
  background: #0d1e12;
  color: white;
}

.trustpilot-header {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--spacing-md);
  margin-bottom: var(--spacing-lg);
}

.trustpilot-logo {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
}

.trustpilot-star-logo {
  width: 32px;
  height: 32px;
  color: #00b67a;
}

.trustpilot-text {
  font-family: var(--font-heading);
  font-size: var(--font-size-xl);
  font-weight: 700;
}

.trustpilot-rating {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--spacing-sm);
}

.trustpilot-stars {
  display: flex;
  gap: 4px;
}

.trustpilot-star {
  width: 28px;
  height: 28px;
  background: #dcdce6;
  display: flex;
  align-items: center;
  justify-content: center;
}

.trustpilot-star.filled {
  background: #00b67a;
}

.trustpilot-star svg {
  width: 18px;
  height: 18px;
  color: white;
}

.trustpilot-score {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.8);
}

.testimonials .section-title {
  color: white;
}

.testimonials .section-desc {
  color: rgba(255, 255, 255, 0.7);
}

.trustpilot-reviews-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 576px) {
  .trustpilot-reviews-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .trustpilot-reviews-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.trustpilot-review-card {
  background: #1a2e1f;
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  transition: all 0.3s ease;
}

.trustpilot-review-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.3);
}

.review-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--spacing-md);
}

.review-stars {
  display: flex;
  gap: 2px;
}

.review-stars svg {
  width: 16px;
  height: 16px;
  color: #00b67a;
}

.review-verified {
  font-size: 11px;
  color: #00b67a;
  background: rgba(0, 182, 122, 0.1);
  padding: 4px 8px;
  border-radius: 4px;
}

.review-title {
  font-size: var(--font-size-base);
  font-weight: 600;
  margin-bottom: var(--spacing-sm);
  color: white;
}

.review-text {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.6;
  margin-bottom: var(--spacing-md);
}

.review-footer {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: var(--spacing-md);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.review-author {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
}

/* Updated author-avatar to support both initials and photos */
.author-avatar {
  width: 36px;
  height: 36px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: var(--font-size-sm);
  font-weight: 600;
  color: white;
}

/* Added author photo styles for testimonials */
.author-photo {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid rgba(255, 255, 255, 0.2);
}

.author-info {
  display: flex;
  flex-direction: column;
}

.author-name {
  font-size: var(--font-size-sm);
  font-weight: 500;
  color: white;
}

.review-date {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.5);
}

.review-location {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.5);
}

.trustpilot-footer {
  text-align: center;
  margin-top: var(--spacing-2xl);
}

.trustpilot-footer .btn-outline-light {
  color: white;
  border-color: rgba(255, 255, 255, 0.3);
}

.trustpilot-footer .btn-outline-light:hover {
  background: white;
  color: #0d1e12;
}

/* ===================================
   TEAMS SECTION
   =================================== */
.teams {
  background: white;
}

.teams-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 576px) {
  .teams-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .teams-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.team-card {
  background: var(--color-bg-light);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all 0.3s ease;
}

.team-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 15px 40px rgba(0, 86, 179, 0.1);
}

.team-image {
  position: relative;
  overflow: hidden;
}

.team-image img {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
  transition: transform 0.3s ease;
}

.team-card:hover .team-image img {
  transform: scale(1.05);
}

.team-info {
  padding: var(--spacing-lg);
  text-align: center;
}

.team-name {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-bottom: 4px;
}

.team-role {
  font-size: var(--font-size-sm);
  color: var(--color-primary);
  font-weight: 500;
  margin-bottom: var(--spacing-sm);
}

.team-bio {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.5;
  margin-bottom: var(--spacing-md);
}

.team-social {
  display: flex;
  justify-content: center;
  gap: var(--spacing-sm);
}

.team-social a {
  width: 36px;
  height: 36px;
  background: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text-light);
  transition: all 0.3s ease;
}

.team-social a:hover {
  background: var(--color-primary);
  color: white;
}

.team-social svg {
  width: 16px;
  height: 16px;
}

/* ===================================
   FOOTER
   =================================== */
.footer {
  background: var(--color-bg-dark);
  color: white;
  padding-top: var(--spacing-3xl);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-xl);
  padding-bottom: var(--spacing-2xl);
}

@media (min-width: 576px) {
  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (min-width: 992px) {
  .footer-grid {
    grid-template-columns: 2fr 1fr 1fr 1fr;
  }
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: var(--spacing-sm);
  margin-bottom: var(--spacing-md);
}

.footer-logo .logo-icon {
  display: block;
  width: 40px;
  height: 32px;
}

.footer-logo .logo-text-wrapper {
  display: flex;
  flex-direction: column;
}

.footer-logo .logo-text {
  font-family: var(--font-heading);
  font-size: var(--font-size-lg);
  font-weight: 700;
  letter-spacing: 1px;
}

.footer-logo .logo-subtext {
  font-size: 11px;
  opacity: 0.7;
  text-transform: uppercase;
  letter-spacing: 2px;
}

.footer-desc {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.6;
  margin-bottom: var(--spacing-lg);
}

.footer-social {
  display: flex;
  gap: var(--spacing-sm);
}

.footer-social a {
  width: 40px;
  height: 40px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  transition: all 0.3s ease;
}

.footer-social a:hover {
  background: var(--color-primary);
  transform: translateY(-3px);
}

.footer-social svg {
  width: 18px;
  height: 18px;
}

.footer-links h4 {
  font-size: var(--font-size-base);
  font-weight: 600;
  margin-bottom: var(--spacing-md);
}

.footer-links ul {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.footer-links a {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.7);
  transition: color 0.3s ease;
}

.footer-links a:hover {
  color: var(--color-accent);
}

.footer-bottom {
  background: rgba(0, 0, 0, 0.2);
  padding: var(--spacing-lg) 0;
}

.footer-bottom-content {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--spacing-md);
  text-align: center;
}

@media (min-width: 768px) {
  .footer-bottom-content {
    flex-direction: row;
    justify-content: space-between;
  }
}

.footer-bottom p {
  font-size: var(--font-size-sm);
  color: rgba(255, 255, 255, 0.6);
}

.footer-badges {
  display: flex;
  gap: var(--spacing-sm);
}

.footer-badges .badge {
  font-size: 11px;
  padding: 6px 12px;
  background: rgba(255, 255, 255, 0.1);
  border-radius: 4px;
  color: rgba(255, 255, 255, 0.8);
}

/* ===================================
   CONTACT PAGE STYLES
   =================================== */
.contact-hero {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  padding: calc(var(--header-height) + 60px) 0 60px;
  text-align: center;
  color: white;
}

.contact-hero-title {
  font-size: var(--font-size-3xl);
  font-weight: 700;
  margin-bottom: var(--spacing-sm);
}

.contact-hero-desc {
  font-size: var(--font-size-lg);
  opacity: 0.9;
}

.contact-section {
  padding: var(--spacing-3xl) 0;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
}

@media (min-width: 992px) {
  .contact-grid {
    grid-template-columns: 1fr 1fr;
  }
}

.contact-info-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 576px) {
  .contact-info-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

.contact-card {
  background: var(--color-bg-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-xl);
  text-align: center;
  transition: all 0.3s ease;
}

.contact-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0, 86, 179, 0.1);
}

.contact-card-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--color-primary-light), var(--color-primary));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--spacing-md);
  color: white;
}

.contact-card-icon svg {
  width: 26px;
  height: 26px;
}

.contact-card h3 {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-bottom: var(--spacing-sm);
}

.contact-card p {
  font-size: var(--font-size-sm);
  color: var(--color-text-light);
  line-height: 1.6;
}

.contact-social {
  margin-top: var(--spacing-xl);
}

.contact-social h3 {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-bottom: var(--spacing-md);
}

.social-links {
  display: flex;
  gap: var(--spacing-sm);
}

.social-links a {
  width: 44px;
  height: 44px;
  background: var(--color-bg-light);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-text);
  transition: all 0.3s ease;
}

.social-links a:hover {
  background: var(--color-primary);
  color: white;
}

.social-links svg {
  width: 20px;
  height: 20px;
}

.contact-form-wrapper {
  background: white;
  border-radius: var(--radius-lg);
  padding: var(--spacing-2xl);
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.05);
}

.contact-form-wrapper h2 {
  font-size: var(--font-size-2xl);
  font-weight: 600;
  margin-bottom: var(--spacing-xl);
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 576px) {
  .form-row {
    grid-template-columns: repeat(2, 1fr);
  }
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.form-group label {
  font-size: var(--font-size-sm);
  font-weight: 500;
  color: var(--color-text);
}

.form-group input,
.form-group textarea,
.form-group select {
  padding: 12px 16px;
  border: 1px solid var(--color-border);
  border-radius: var(--border-radius);
  font-family: var(--font-body);
  font-size: var(--font-size-base);
  transition: all 0.3s ease;
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(26, 115, 232, 0.1);
}

.form-group textarea {
  resize: vertical;
  min-height: 120px;
}

/* ===================================
   LEGAL PAGES
   =================================== */
.legal-hero {
  background: linear-gradient(135deg, var(--color-primary-dark), var(--color-primary));
  padding: calc(var(--header-height) + 60px) 0 60px;
  text-align: center;
  color: white;
}

.legal-hero-title {
  font-size: var(--font-size-3xl);
  font-weight: 700;
  margin-bottom: var(--spacing-sm);
}

.legal-hero-desc {
  font-size: var(--font-size-base);
  opacity: 0.9;
}

.legal-content {
  padding: var(--spacing-3xl) 0;
}

.legal-content h2 {
  font-size: var(--font-size-xl);
  font-weight: 600;
  margin-top: var(--spacing-xl);
  margin-bottom: var(--spacing-md);
  color: var(--color-text);
}

.legal-content h3 {
  font-size: var(--font-size-lg);
  font-weight: 600;
  margin-top: var(--spacing-lg);
  margin-bottom: var(--spacing-sm);
  color: var(--color-text);
}

.legal-content p {
  color: var(--color-text-light);
  line-height: 1.8;
  margin-bottom: var(--spacing-md);
}

.legal-content ul {
  margin-bottom: var(--spacing-md);
  padding-left: var(--spacing-xl);
}

.legal-content li {
  color: var(--color-text-light);
  line-height: 1.8;
  margin-bottom: var(--spacing-sm);
  list-style: disc;
}

/* ===================================
   RESPONSIVE UTILITIES
   =================================== */
@media (max-width: 767px) {
  .hero-advanced {
    padding-top: calc(var(--header-height) + 40px);
  }

  .hero-advanced-title {
    font-size: var(--font-size-2xl);
  }

  .hero-bank-card {
    padding: 20px;
  }

  .bank-card-number {
    font-size: var(--font-size-base);
    letter-spacing: 2px;
  }

  .hero-floating-card {
    padding: 12px;
  }

  .floating-icon {
    width: 32px;
    height: 32px;
  }

  .floating-label {
    font-size: 10px;
  }

  .floating-value {
    font-size: 12px;
  }
}